OUR MODEL
Increasing Income for Smallholder Farmers in Uganda
Connecting Farmers to the Necessary Tools to Propel Forward
We are on a mission to increase income for smallholder farmers in East Africa through productive asset-financing and training. Our unique blend of assets, inclusive financing, and training allows our team to connect farmers to the necessary tools to move forward.
PRODUCTIVE ASSETS
As an impact-oriented company, our loans are purposefully designed with the benefit to our customers at the core. While other financial institutions prioritize profit, we focus on giving loans that have a direct impact on the farmer’s ability to increase income over time, using products that are fully vetted, tested, and piloted.
LAST MILE ACCESS
A large majority of our farming clients are deep rural, with limited means of accessing traditional financial services. Our customer service model is fully focused on going to them – which means getting to know their community, collecting payments in-person, hand-delivering the assets, and being present to train and troubleshoot.
FARMER-CENTRIC LOAN TERMS
We’ve devised our terms and conditions to respond to the unique needs of our deep-rural customers. This means our initial down payment requirements, repayment schedules, and collateral needs are all designed to responsibly lower the adoption threshold so more farmers can access our income-producing assets.
OUR PRODUCTS
All of our products are vetted and tested by the Cycle Connect innovations department for their ability to increase income for rural farmers.
Motorcycles
A motorcycle loan empowers our clients with greater mobility, efficiency, and earning potential. It allows them to travel farther and faster, reducing commute times and increasing productivity. With the ability to transport more goods and even operate a boda-boda taxi service, a motorcycle offers a significant advantage over ordinary bicycles, opening up new income opportunities and improving overall financial stability.
Grinding Mills
A grinding mill is a high-value asset with excellent returns on investment, making it ideal for entrepreneurial farmers looking to start or expand their businesses. It increases the client's income, strengthens their family's financial stability, and serves as a crucial community resource by providing affordable and accessible grinding services.
Maize Threshers
A grinding mill is a high-value asset with excellent returns on investment, making it ideal for entrepreneurial farmers looking to start or expand their businesses. It increases the client's income, strengthens their family's financial stability, and serves as a crucial community resource by providing affordable and accessible grinding services.