Fred is responsible for our team and portfolio management. He has nine years of experience in banking and microfinance. Before joining Cycle Connect, Fred worked at Opportunity Bank as branch manager from Jan 2013 to Sept 2017 with a demonstrated track record of successful business planning, leadership, agricultural business and risk analysis. He holds a B.A. from Makerere University in Community Psychology and a PGD in Agricultural Risk Finance and Management from Mountain of the Moon University. He is certified in credit management from The Uganda Institute of Banking and Financial Services.